RECENT NEWS
ON HOME VALUES:
 1/6/2009 6:41:04 AM
China to Introduce Real-Estate Investment Trusts (Update1) (Bloomberg)
Jan. 6 (Bloomberg) -- China’s central bank and banking regulator are formulating a plan to allow developers to raise funds through real-estate investment trusts, or REITs, hoping to restart construction projects hamstrung by financing issues.
1/6/2009 6:41:04 AM
China to Introduce Real Estate Investment Trusts, Qi Says (Bloomberg)
Jan. 6 (Bloomberg) -- China’s central bank and bank regulator are formulating a plan to allow developers to raise funds through real estate investment trusts, or REITs, said the country’s vice housing minister.
1/6/2009 6:41:04 AM
Poly Real Estate 2008 Property Sales Rise to 20.5 Billion Yuan (Bloomberg)
Jan. 6 (Bloomberg) -- Poly Real Estate Group Co. , China’s second-largest publicly traded developer, said property sales rose 20.4 percent to 20.5 billion yuan ($3 billion) last year.
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WELCOME
Are you trying
to find out what your home is worth? Are you going
to purchase a new home and want the a better idea of what
a fair price is?
Or maybe you just want to get a little cash
from the equity in your home for something special.
Well, you've come to the right place. At
Home Values Nationwide you will immediately get a better
idea of what your home is worth FOR FREE based on similar homes in
your area. And there's more. Home Values
Nationwide is powered by
AppraisalLeads.com,
the largest online community of appraisers in the nation.
Not only will you have a better idea of what your house is worth after an appraisal,
but we'll have our Realtors send you a list of similar houses in your neighborhood that have recently sold.
And thats what matters most.
More
About Home Value
What is your
home worth? Maybe you're thinking of selling, doing some
repairs or renovations, applying for government funding,
for tax assessment purposes, or perhaps you just want to
know. Mortgage companies, banks and other creditors
require a home appraisal to decide on the level of risk
when deciding on a mortgage, home equity loan or sometimes
a line of credit.
Home valuations
and inspections are usually performed by real state
appraisers, home appraisers or property appraisers.
A home appraiser is a professional licensed expert in real
estate evaluation. When assessing a home they take into
account factors that include the area, city and its
economic conditions as well as the structure of your home
itself. Factors related to your home include a general
description of interior and exterior aspects, age and
condition, size of the home and property, zoning
compliance, type of onsite and offsite utilities,
estimated site value, and comparison to similar
residences. Some factors that effect the final evaluation
include whether the home is rural or urban, as well as the
quality of the neighborhood. Closeness to dangerous, noisy
or polluting industries will also have an effect, as will
nearness to local services. In addition, the condition of
the current real estate market in your area will have an
impact.
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WHEN IS THE BEST TIME TO REFINANCE?
 Is
your home sitting on a pile of money? Many
rush to to the bank while mortgage interest rates are low,
especially when rates are about 2 points below
their existing mortgage rate. Other factors, like
time-factor, will depend on how long you think you want to
stay in your existing home and what the costs and closing
fees are. It also will depend on how many years you have
left to pay off your existing loan. If you expect to be
moving relatively soon, you'll probably not recoup the
costs you or refinancing. Or, if you are more than
halfway done paying your current mortgage, you likely will
gain little by refinancing. Keep in mind, if you are going
to own your home for at least another 5 years, its
probably long enough to recoup any refinancing costs and
see real savings as a result of lowering your monthly
mortgage payment. In fact, if it costs you nothing to
refinance, you can gain even more. Many lenders will let
you roll the costs of the refinancing into the new note
and still reduce the amount of the monthly payment. Plus,
there are no-cost refinancing deals available. Contact us
today and we'll do all the calculating for you.
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